# Xapo Bank

> US dollar banking and Bitcoin in one membership

Xapo Bank brings US dollar banking and Bitcoin services into the same mobile app. Members can hold both currencies, earn savings interest paid in Bitcoin, make international payments, and use a debit card for everyday spending.

Bitcoin-backed loans add a way to borrow against existing holdings, while investment features provide access to selected stocks, ETFs, and other assets. The Gibraltar-based service uses a paid annual membership. It is aimed at people who want their cash, Bitcoin, and everyday banking tools close at hand, with availability depending on their country and eligibility.

## Listing details

- Canonical BetaNeon page: https://betaneon.com/products/xapo-bank
- Official website: https://www.xapobank.com/en/membership?ref=YTR-YFW-TC
- Category: Finance / Banking & accounts
- Status: Launched
- Topics: Banking, Bitcoin, Crypto, Payments, Stablecoins
- Listing updated: 2026-10-30T16:54:32.433Z
- Information source: https://www.xapobank.com/en

This is a product introduction, not an endorsement. Confirm current availability, features, and prices on the official website. Community upvotes on BetaNeon are not star ratings.