# YNAB

> Give your money a plan you can keep adjusting.

YNAB is a budgeting app built around deciding what your available money needs to do. You assign money to categories for bills, everyday spending, and future goals, then adjust those choices when your priorities change. Targets show how much you intend to set aside and how far you have progressed. Account connections and transaction entry keep spending attached to the plan.

The loan planner lets you explore how changing a payment could affect interest and a projected payoff date. Reports provide another view of spending and net worth. Device synchronization and household sharing let you revisit the same plan as purchases happen and finances change.

## Listing details

- Canonical BetaNeon page: https://betaneon.com/products/ynab
- Official website: https://www.ynab.com/
- Category: Finance / Budgeting & cash flow
- Status: Launched
- Topics: Budgeting, Debt management, Net worth, Personal finance, Planning
- Listing updated: 2026-10-30T16:54:34.165Z
- Information source: https://www.ynab.com/

This is a product introduction, not an endorsement. Confirm current availability, features, and prices on the official website. Community upvotes on BetaNeon are not star ratings.