# Zelle

> Send money directly between bank accounts through participating US banks

Zelle is a payment service built into participating U.S. banks and credit unions, letting people send and receive money directly between eligible bank accounts. Users enroll through their banking app or supported online banking service, then pay someone using an enrolled email address or U.S. mobile number. Transfers to enrolled recipients typically arrive within minutes, making it useful for paying back a friend, sharing household expenses, or sending money to family.

The money goes into the recipient’s bank account, without a separate wallet balance to withdraw. Users can also request money from enrolled contacts, and participating institutions may offer Zelle for eligible small businesses. Availability, sending limits, and any fees depend on the financial institution. Zelle is intended for payments to people and businesses you know and trust.

## Listing details

- Canonical BetaNeon page: https://betaneon.com/products/zelle
- Official website: https://www.zelle.com/
- Category: Finance / Money transfers & payments
- Status: Launched
- Topics: Banking, Business payments, Money transfers, Payments, Personal finance
- Listing updated: 2026-10-30T16:54:35.853Z
- Information source: https://www.zelle.com/

This is a product introduction, not an endorsement. Confirm current availability, features, and prices on the official website. Community upvotes on BetaNeon are not star ratings.