Toshl
See spending, budgets and cash flow in one place
8udget
Track spending and bills in an offline personal ledger
Meet 8udget
8udget is a personal finance app for recording spending, setting category budgets, and managing upcoming bills. Its core ledger works offline on a phone or Mac without connecting to a bank account. Users enter transactions themselves, organize accounts in different currencies, and review how much remains in each budget.
The app also includes savings goals, investment and net-worth tracking, recurring bill reminders, and Excel export. Optional paid features add receipt scanning, statement-file imports, and cloud synchronization. The combination suits people who want to maintain their own records and decide what enters the ledger while keeping their everyday budgeting available without a network connection.
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