Experian

Meet Experian

Experian's consumer service provides access to an Experian credit report, a FICO score, and tools for following credit activity. Users can review the accounts and information in their file, then receive alerts through the app when relevant changes occur. Credit-file tools also support disputes, security freezes, and fraud alerts.

Experian Boost can add eligible bill-payment information to supported score calculations. Separate offerings cover identity protection and financial product comparisons. The report and monitoring tools give users a way to inspect their credit records and follow changes over time, while the effect of bill reporting depends on the records and scoring model used.