MaxiFi
Lifetime spending plans and household financial scenarios
Detailed retirement modeling with scenarios and tax calculations

Pralana models household finances across income, spending, investments, taxes, and retirement withdrawals. Users can compare choices such as retirement dates, housing changes, Social Security timing, and Roth conversions within a connected projection. It is available as an online tool and an Excel-based Gold edition.
Deterministic projections, historical analyses, and Monte Carlo simulations explore outcomes under different assumptions. Graphs and tables show the effect on cash flows and account balances. US tax and benefit considerations are part of the model, with features differing between editions. Users can change an input and inspect the years or accounts affected by that choice.
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