Xapo Bank

US dollar banking and Bitcoin in one membership

Meet Xapo Bank

Xapo Bank brings US dollar banking and Bitcoin services into the same mobile app. Members can hold both currencies, earn savings interest paid in Bitcoin, make international payments, and use a debit card for everyday spending.

Bitcoin-backed loans add a way to borrow against existing holdings, while investment features provide access to selected stocks, ETFs, and other assets. The Gibraltar-based service uses a paid annual membership. It is aimed at people who want their cash, Bitcoin, and everyday banking tools close at hand, with availability depending on their country and eligibility.

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Product details

Website: xapobank.com
Status: Launched
Category: Finance
Listed: Oct 14, 2026

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Banking Bitcoin Crypto Payments Stablecoins

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