Xero

Meet Xero

Xero keeps small-business accounting in a shared cloud system. Owners and accountants work with invoices, expenses, payments, and reports, with inventory and payroll tools available in supported markets. The connected records let a team follow daily transactions and examine the business's finances.

An app marketplace links accounting to other business services. JAX, its assistant, helps answer financial questions and prepare routine work such as quotes or invoices. Mobile tools support sending a bill or recording an expense away from the desk. A business owner can manage the transaction and then return to the reports that show how it fits into the wider financial picture.