Chip

Meet Chip

Chip is a savings and investment app for adult UK tax residents. Its cash account range includes instant-access and easy-access savings, a cash ISA, and prize savings, each with its own terms. Users manage those accounts alongside investment funds and a Stocks and Shares ISA.

The personal pension offering supports transfers from existing pension pots into a fund that adjusts as retirement approaches. Account types differ in their withdrawal arrangements, providers, and investment choices, so the app presents several ways to manage cash or longer-term holdings. Someone using multiple Chip products can review them within the same mobile interface without treating cash savings and investments as the same account.