Conto

Spending limits, approvals, and payment records for AI agents

About Conto

Conto helps teams control payments made by AI agents. Owners set budgets, approved recipients, and approval thresholds, then Conto checks each payment request and returns an approval, a denial, or a request for human review. It supports stablecoin payments and connected cards, with recipient risk information and records that link the request, approval, and payment result.

Developers can connect agents through the REST API, TypeScript SDK, or MCP server. A free sandbox lets them try payment decisions and simulated purchases before configuring production access. Finance and operations teams can use the resulting records to follow spending by agent, review exceptions, and reconcile outcomes across workflows such as procurement, payouts, refunds, and paid API calls.

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Website: conto.finance
Status: Launched
Category: Finance
Listed: Nov 14, 2026

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AI agents Audit Payments Spend management Stablecoins

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