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Credit reports, scores, monitoring, and identity protection tools
Credit scores, reports, and financial insights

Credit Karma brings credit information and personal-finance tools together with offers from financial-product providers. Users can review their credit profile, examine factors associated with their score, and browse products such as cards, loans, and mortgages. Other tools cover cash-flow management and using eligible everyday bills to help build credit.
Personalized offers can include Approval Odds based on profile comparisons or lender criteria. Those indicators help narrow choices but are not a lender's approval decision. Credit Karma receives compensation from advertisers and providers, and the selected provider sets the final terms. The service gives users information to review before applying.
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