Bright Money
Credit-card payment planning and credit-building tools
Build and track a debt repayment plan

Undebt.it builds a debt-payment plan from balances, interest rates, minimum payments, and a budget. Compare snowball, avalanche, or a custom order, then view the estimated schedule and payoff date. Adding an extra payment lets you see how the projection changes. Log payments as you go to update balances and progress. Additional tools include scenarios, bill tracking, calendar connections, YNAB integration, and optional bank sync through SimpleFIN. The planner works in a browser and can be installed as a phone web app. Its projections follow the entered figures and future-payment assumptions, giving you a plan to revise as circumstances change.
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