Zcash
Digital currency with shielded peer-to-peer payments
An open-source cryptocurrency with private payments by default

Monero is an open-source cryptocurrency built for private payments between individuals and businesses. Its XMR currency runs on a decentralized network, with transaction privacy enabled by default. The protocol uses cryptographic techniques to conceal sender, recipient, and amount information from public blockchain observers, helping people make payments without publishing their financial activity.
Users can send and receive XMR through compatible wallets, while merchants can share payment addresses or QR codes and track incoming payments. The official graphical wallet offers simple and advanced modes, including a merchant view, and a command-line wallet supports more technical workflows. Monero's website provides wallet downloads, setup guides, developer documentation, and explanations of the network's privacy features for people learning to use or integrate it.
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