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Business banking and cash flow organization
Business checking tools for independent US businesses

Novo provides business checking and financial tools for independent businesses in the United States. Owners can review account activity, issue invoices, pay bills, record expenses, and separate funds into reserve accounts. Physical and virtual debit cards support business purchases.
The platform connects with accounting, payment, and payroll tools, and offers access to financing products. Novo is a financial technology company; banking services are provided by Middlesex Federal Savings, F.A. Its interface is designed around the daily cash-flow work of smaller businesses, keeping payments, upcoming costs, and the related records accessible from the same environment.
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