Relay
Business banking and cash flow organization
Digital banking for personal loans, business financing, and term deposits

Saldo Bank is a digital bank offering consumer loans, business loans, and term deposits. Through its Lithuanian website, individuals can apply online for credit to cover purchases or other expenses, while small and medium-sized businesses can seek financing for development. The bank uses automated application and credit assessment processes, with loan offers based on each applicant's circumstances.
Customers can also compare deposit terms and use an online calculator to estimate returns before opening an account. Saldo's mobile app brings existing products together, with biometric login, loan balances, payment schedules, repayments, and deposit information. Customers can check accrued interest and maturity dates or renew a deposit from the app. Available products and terms vary by country.
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