Worthiness

Compare consented credit reports with your configured loan rules

Meet Worthiness

Worthiness helps Indian loan intermediaries and other eligible businesses review a customer’s credit information against their own lending-product rules. The workflow begins with an SMS consent step, then requests information from the selected credit bureaus. A report brings together the returned score and credit details with eligibility results for the products configured by the business.

Teams can maintain their lender panel, record consent evidence, and review previous checks in one workspace. The service presents rules-based results such as eligible, needs review, or not eligible, which help organize further assessment. Those results are not a lender’s approval: the business defines the criteria and remains responsible for reviewing the application and making its own decisions.

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Product details

Website: worthiness.net
Status: Launched
Category: Finance
Listed: Nov 4, 2026

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Consent management Credit reports Credit scores Data analysis Workflow automation

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