Wave
Accounting and invoicing for small business owners
Cloud accounting with billing, expenses, inventory, and project records

Zoho Books is a cloud accounting system for invoices, vendor bills, expenses, and bank reconciliation. Customer and supplier records connect those transactions with the people involved. Reports cover cash flow, taxes, and profit and loss, while portals provide a place to share related documents.
Inventory and project accounting add stock records, time tracking, and project billing. Workflow rules can handle recurring actions and reminders, and role-based permissions let colleagues or accountants work with suitable access. Country editions and subscription tiers differ, particularly for local tax requirements and advanced features. Teams can review a transaction and its supporting customer, vendor, or project information together.
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