Monzo

Meet Monzo

Monzo brings everyday banking, budgeting, and saving into a mobile app. Its UK current account pairs a debit card with instant spending notifications, payment tools, and controls for freezing a misplaced card. Customers can set money aside in Pots for bills or future purchases, sort incoming salary between spending and savings, and round up card purchases to build a saving habit. Joint accounts help two people manage shared costs, while business accounts provide separate tools for eligible companies and sole traders. Alongside its free personal account, Monzo offers paid plans with additional money management features and benefits. Savings, investments, and credit products are also available to eligible customers, with features and terms depending on the account and plan.