Zopa

Meet Zopa

Zopa is a UK digital bank that brings current accounts, savings, and borrowing into one app. Its Biscuit current account supports everyday payments, spending notifications, and pots for separating bills or other planned expenses, with a choice of cashback or additional balance interest. Smart Saver lets customers organize savings into pots with different access terms, including easy access, limited access, and fixed-term options. The app also brings together Zopa loans and credit cards, alongside tools for viewing credit scores and borrowing eligibility. Customers can use it to check balances, move money, and manage their accounts without visiting a branch. Products are aimed at eligible UK customers, with requirements varying by account or credit product.